We know you are dedicated to building strong, affordable communities across the US. Therefore, we developed LendingStandard to take some of the pain out of the loan application process, allowing you to focus on the art of your craft instead of the minutiae of the details.

At the end of the day, what drives us is simple: providing HUD lenders with software that meaningfully impacts the way you do business and your quality of life.

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Drive your own ROI

Originators and underwriters have better things to do than trying to manage the minutiae of an intricate and complicated process. That’s why your ROI can be measured in the hours and dollars saved while also improving quality and transparency at every stage of the process.

Reduce inconsistencies, overhaul a burdensome process and increase the number of completed loans, all while saving thousands of dollars and hundreds of hours, with LendingStandard’s automated loan completion process.

Optimize the commercial loan origination, underwriting and closing with:

  • Sizing and analysis consistency—from initial pricing and underwriting to closing, sizing data is seamlessly transitioned through each stage with no duplicate entries
  • Transfer the working file from originators to underwriters with a click of a button
  • Real-time view of all checklist updates from staff members and third parties
  • Efficiently upload, view and share documents on a single platform, reducing email and attachments and eliminating redundant requests
  • Seamlessly populate, organize and extract data entry updates to produce high-quality narrative documents and other required forms
  • Facilitate quicker loan committee approval
  • Easily track tasks and milestones with workflows
  • Access a holistic view of your entire loan portfolio

HUD MAP

LendingStandard’s Excel-based loan sizing engine supports all HUD MAP loan types: 223(f), 223 Heavy f, 221(d)(4), 223(a)(7). Our software automates the creation of consistent documents, including:

Contractor Document Group

  • 50-75% Rule – Contractor
  • Contractor – Financial Statement Certification
  • Contractor – Other Business Interests
  • Contractor 6-4B IOI Disclosure
  • Contractor’s Working Capital Analysis
  • Contractor – Credit Authorization
  • HUD 2328
  • HUD 2530 APPS Previous Participation Certification – Contractor
  • HUD 5372 Construction Progress Schedule
  • HUD 92010 Equal Employment Opportunity Certification
  • HUD 92013 Supplement – Contractor
  • HUD 92442 Construction Contract
  • HUD 92554M – Construction Contract Supplement
  • Verification of Deposit – Contractor
  • Verification of TIN W-9 – Contractor

Principle Document Group

  • Consolidated Certification Borrower (Form HUD-91070M) Statement
  • Certification of Outstanding Obligations
  • HUD-92013-Supp
  • HUD 92013-D
  • Mortgagor – Authorization to Release Banking & Credit Information
  • Mortgagor – Financial Statement Certification
  • Mortgagor – Other Business Interests
  • Rent Roll Certification
  • REO Schedule Mortgagor
  • Verification of Deposit – Borrower
  • Verification of TIN W-9

Mortgagor Document Group

  • Consolidated Certification Borrower (Form HUD-91070M) Statement
  • Certification of Outstanding Obligations
  • HUD-92013-Supp
  • HUD 92013-D
  • Mortgagor – Authorization to Release Banking & Credit Information
  • Mortgagor – Financial Statement Certification
  • Mortgagor – Other Business Interests
  • Rent Roll Certification
  • REO Schedule Mortgagor
  • Verification of Deposit – Borrower
  • Verification of TIN W-9

Third Party Reports

  • Appraisal Agreement
  • Appraisal Quote
  • Architectural Cost Review Agreement
  • Architectural Cost Review Quote
  • Environmental Agreement
  • Environmental Quote
  • Market Study Agreement
  • Market Study Quote
  • Noise Study Agreement
  • Noise Study Quote
  • PCNA Agreement
  • PCNA Quote
  • Survey Agreement
  • Survey Quote
  • Title Agreement
  • Title Quote

Admin Documents

  • Byrd Amendment Certification
  • Green Sustainability Checklist
  • Harbor Order Form
  • Passive Investor

Checklist

All required checklists

Architecture Document Group

  • Civil Engineer Certification
  • Civil Engineer HUD Amendment to AIA Document B108
  • Civil Engineer Professional Liability Insurance
  • Design Architect Certification
  • Certificate of Professional Liability Insurance
  • Foundation Design Certification
  • Radon Mitigation Design Certification Zone 1
  • Owner-Architect Agreement on AIA Form B108 and HUD Amendments

Concept Review Package

  • Concept Cover Pg 1
  • Concept Cover Pg 2
  • Concept Meeting Cover Letter
  • Concept Meeting Document
  • Concept Table of Contents
  • Sources and Uses

Customized Forms

  • Concept Package
  • Cover Pages
  • Cover Pages Standard Verbiage
  • Engagement Letter
  • N/A Page
  • N/A Page Standard Verbiage
  • Origination Letter

Signature Documents

  • Contractor 50/75
  • Credit Authorization
  • Financial Certification
  • Identity of Interest
  • Last Arm’s Length
  • Occupancy Certification
  • Other Business Concerns
  • Outstanding Obligations
  • Rent Roll

FHA Summary Report

  • FHA Summary Report

Management Agent Document Group

  • FHA Summary Report

Executive Summary

  • HUD 92013
  • HUD 92264

Management Agent Document Group

  • HUD 2530 APPS Previous Participation Certification – Management
  • HUD 92013 Supplement – Management Agent
  • HUD 9832 Management Entity Profile
  • Management Agent Credit Authorization
  • Rent Roll Certification – Management Agent
  • Verification of TIN W-9 – Management

Identity of Interest Disclosure

  • Identity of Interest Disclosure

Lender Narrative

Lender Narrative

Request for Waivers

  • Request for Waivers

Sep Page

  • Sep Page

Concept Review Package

  • Concept Cover Pg 1
  • Concept Cover Pg 2
  • Concept Meeting Cover Letter
  • Concept Meeting Document
  • Concept Table of Contents
  • Sources and Uses

HUD LEAN

Our sizer tool and portfolio analysis tools also support HUD LEAN 232 loans, and our commercial lending platform can produce and organize the documents needed for the LEAN application process, including:

Principle Document Group

  • HUD 90014 Consolidated Certification – Principal
  • Verification of TIN W-9-Principal
  • Credit Authorization Principal

General Terms

  • HUD 92264A-ORCF Instructions
  • Sources & Uses
  • HUD 92264A-ORCF

Borrower Document Group

  • HUD 9445-ORCF
  • HUD 90013-ORCF Consolidated Certification – Borrower Page 1-11
  • Financial Certification Borrower PDF
  • Credit Authorization Borrower
  • Verification of TIN W-9-Borrower
  • HUD-90013-ORCF Borrower Consolidated Certification Bibliography

Parent of Operator Document Group

  • HUD 90016-ORCF Consolidated Certification
  • Verification of TIN W-9 Parent of Operator
  • Financial Certification Parent of Operator PDF
  • Credit Authorization Parent of Operator

Operator Document Group

  • HUD 90015-ORCF Consolidated Certification – Operator
  • PLI Certification
  • Rent Roll Certification
  • RUGS Certification
  • Risk Management Regulatory Agreement Requirements
  • HUD 90020-ORCF Accounts Receivable Financing Cert.
  • Verification of TIN W-9 Operator
  • Financial Certification Operator PDF
  • Credit Authorization Operator

Management Agent Document Group

  • HUD 90017 Consolidated Certification
  • HUD 9839-ORCF – Management Certification
  • Verification of TIN W-9-Management
  • Credit Authorization Management Agent
  • 223(f) Underwriting Narrative
  • 232 New Construction Underwriting Narrative
  • 232 Substantial Rehab Underwriting Narrative
  • 232 Sub Rehab Underwriting Narrative
  • 232/223f Firm Submission
  • Payment Receipt – FHA Application Fee

Principle

  • HUD-90014-ORCF, Consolidated Certification
  • Verification of TIN W-9-Principal
  • Credit Authorization Principal
  • HUD-90015-ORCF, Consolidated Certification
  • PLI Certification
  • Rent Roll Certification
  • RUGS Certification
  • Risk Management Regulatory Agreement Requirements
  • HUD-90020-ORCF, Accounts Receivable Financing Certification
  • Verification of TIN W-9 Operator
  • HUD-91126-ORCF, Financial Statement Certification – Operator
  • Credit Authorization Operator

Portfolio Analysis and Comparisons

  • TBD